Here's an announcement for any readers who may live in the Vancouver/BC area. (In case you are not familiar with ICBC, it is British Columbia's universal public auto insurance program.) Many people who are covered by ICBC are told that, if they get into an accident, they should report it to ICBC immediately. But your best bet is to call an ICBC lawyer first. A lawyer can help you navigate the system in order to get the settlement you have coming.